84, HOLLY BANK, WHITEHAVEN, CA28 6SA - £165,000

Based on the January 2025 Price Paid Data (released on 3rd March 2025), the December 2024 House Price Index (released on 19th February 2025), and the January 2025 Energy Performance of Buildings Data (released on 27th February 2025). Sources

84 HOLLY BANK is a very small extended semi-detached house of 70m², built sometime between 1996 and 2002, which could now be worth an estimated £214,472. It was last sold for £165,000 in November 2019, which was around 24% above the average November 2019 semi-detached price in the Cumberland local authority area. The most recent EPC inspection was August 2014, where the current energy rating was C, and the potential energy rating was B.

84 HOLLY BANK Sold Prices

Land registry data shows four sales for 84 HOLLY BANK since 1^st January 1995. The below table shows the price paid for the four sales, along with the average semi-detached price in the Cumberland local authority area for the corresponding sale date. All of the four 84 HOLLY BANK sales were for above the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2019 29 NOV	£165,000	£133,529	24% above HPI
2015 12 JUN	£154,000	£119,612	29% above HPI
2009 18 MAY	£145,000	£111,631	30% above HPI
1999 17 DEC	£56,650	£46,223	23% above HPI

84 HOLLY BANK Price Paid vs. HPI Average

The below graph shows the average semi-detached house price in the Cumberland local authority area over time, sourced from the HPI. The four 84 HOLLY BANK sales between December 1999 and November 2019 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the June 2015 sale was for 29% above the HPI. So the extrapolation line tracks at 29% above the HPI over time, until the November 2019 sale, where it falls to 24% above the HPI. The line then continues to track at 24% above the HPI.

What might 84 HOLLY BANK be worth now?

84 HOLLY BANK might now be worth an estimated £214,472.

This is based on house price inflation of 30%, between November 2019 and December 2024, for semi-detached houses, in the Cumberland local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 30% inflationary increase is applied to the most recent sale price for 84 HOLLY BANK of £165,000 on 29th November 2019. For the value to have increased from £165,000 to £214,472 over the four years and eleven months to December 2024, the following assumptions must hold true:

• The value of 84 HOLLY BANK has moved in line with the HPI for semi-detached houses in the Cumberland local authority area.
• The November 2019 sale price of £165,000 represented a fair market value for the property.
• The size, condition, and specification of 84 HOLLY BANK has not materially changed since November 2019.

How Large is 84 HOLLY BANK?

84 HOLLY BANK is 70m², which includes one extension, according to the EPC inspection conducted in August 2014. This puts it in the smallest 10% of semi-detached houses houses in Whitehaven, based on EPC data. The below chart shows the distribution of semi-detached houses houses by size in Whitehaven, and where 84 HOLLY BANK lies on this distribution: 6% of semi-detached houses houses are smaller than 84 HOLLY BANK, and 94% of houses are larger. Note that EPC data is not available for all properties in Whitehaven.

84 HOLLY BANK: Plot and Title Map

84 HOLLY BANK sits on a plot of roughly 0.078 of an acre, or 314m². The below map shows the location of 84 HOLLY BANK, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 84 HOLLY BANK). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 84 HOLLY BANK?

84 HOLLY BANK is located in WHITEHAVEN, in the CA28 postcode district. The below map shows the position of No. 84 on HOLLY BANK.