4, HOLLY BANK, WHITEHAVEN, CA28 6SA - £300,000

The information on this page is based on a number of underlying datasets, most of which are updated monthly. We maintain an update schedule which explains which version of each dataset we are currently relying on.

4 HOLLY BANK is a large extended detached house of 138m², built sometime between 1996 and 2002, which could now be worth an estimated £363,288. It was last sold for £300,000 in March 2021, which was around 30% above the average March 2021 detached price in the Cumberland local authority area. The most recent EPC inspection was December 2017, where the current energy rating was C, and the potential energy rating was B.

4 HOLLY BANK Sold Prices

Land registry data shows five sales for 4 HOLLY BANK since 1^st January 1995. The below table shows the price paid for the five sales, along with the average detached price in the Cumberland local authority area for the corresponding sale date. Most of the five 4 HOLLY BANK sales were for below the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2021 29 MAR	£300,000	£230,069	30% above HPI
2018 20 JUL	£200,000	£218,374	8% below HPI
2003 28 MAR	£78,000	£111,133	30% below HPI
2000 14 JUL	£57,450	£81,298	29% below HPI
1995 21 APR	£54,950	£70,923	23% below HPI

4 HOLLY BANK Price Paid vs. HPI Average

The below graph shows the average detached house price in the Cumberland local authority area over time, sourced from the HPI. The five 4 HOLLY BANK sales between April 1995 and March 2021 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the July 2018 sale was for 8% below the HPI. So the extrapolation line tracks at 8% below the HPI over time, until the March 2021 sale, where it rises to 30% above the HPI. The line then continues to track at 30% above the HPI.

What might 4 HOLLY BANK be worth now?

4 HOLLY BANK might now be worth an estimated £363,288.

This is based on house price inflation of 21.1%, between March 2021 and February 2025, for detached houses, in the Cumberland local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 21.1% inflationary increase is applied to the most recent sale price for 4 HOLLY BANK of £300,000 on 29th March 2021. For the value to have increased from £300,000 to £363,288 over the four years and one month to February 2025, the following assumptions must hold true:

• The value of 4 HOLLY BANK has moved in line with the HPI for detached houses in the Cumberland local authority area.
• The March 2021 sale price of £300,000 represented a fair market value for the property.
• The size, condition, and specification of 4 HOLLY BANK has not materially changed since March 2021.

How Large is 4 HOLLY BANK?

4 HOLLY BANK is 138m², which includes one extension, according to the EPC inspection conducted in December 2017. This puts it in the largest 30% of detached houses houses in Whitehaven, based on EPC data. The below chart shows the distribution of detached houses houses by size in Whitehaven, and where 4 HOLLY BANK lies on this distribution: 74% of detached houses houses are smaller than 4 HOLLY BANK, and 26% of houses are larger. Note that EPC data is not available for all properties in Whitehaven.

4 HOLLY BANK: Plot and Title Map

4 HOLLY BANK sits on a plot of roughly 19.6 acres, or 79,369m². The below map shows the location of 4 HOLLY BANK, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 4 HOLLY BANK). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 4 HOLLY BANK?

4 HOLLY BANK is located in WHITEHAVEN, in the CA28 postcode district. The below map shows the position of No. 4 on HOLLY BANK.