29, HOLLY BANK, WHITEHAVEN, CA28 6SA - £116,750

Based on the January 2025 Price Paid Data (released on 3rd March 2025), the December 2024 House Price Index (released on 19th February 2025), and the January 2025 Energy Performance of Buildings Data (released on 27th February 2025). Sources

29 HOLLY BANK is a very small semi-detached house of 50m², built sometime between 1996 and 2002, which could now be worth an estimated £151,422. It was last sold for £116,750 in June 2020, which was around 13% below the average June 2020 semi-detached price in the Cumberland local authority area. The most recent EPC inspection was April 2019, where the current energy rating was D, and the potential energy rating was B.

29 HOLLY BANK Sold Prices

Land registry data shows five sales for 29 HOLLY BANK since 1^st January 1995. The below table shows the price paid for the five sales, along with the average semi-detached price in the Cumberland local authority area for the corresponding sale date. Most of the five 29 HOLLY BANK sales were for below the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2020 26 JUN	£116,750	£133,823	13% below HPI
2016 25 NOV	£110,000	£126,817	13% below HPI
2008 2 OCT	£105,000	£121,747	14% below HPI
1999 19 FEB	£42,000	£43,558	4% below HPI
1996 20 SEP	£43,000	£40,651	6% above HPI

29 HOLLY BANK Price Paid vs. HPI Average

The below graph shows the average semi-detached house price in the Cumberland local authority area over time, sourced from the HPI. The five 29 HOLLY BANK sales between September 1996 and June 2020 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the November 2016 sale was for 13% below the HPI. So the extrapolation line tracks at 13% below the HPI over time, until the June 2020 sale, which was also at 13% below the HPI.

What might 29 HOLLY BANK be worth now?

29 HOLLY BANK might now be worth an estimated £151,422.

This is based on house price inflation of 29.7%, between June 2020 and December 2024, for semi-detached houses, in the Cumberland local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 29.7% inflationary increase is applied to the most recent sale price for 29 HOLLY BANK of £116,750 on 26th June 2020. For the value to have increased from £116,750 to £151,422 over the three years and six months to December 2024, the following assumptions must hold true:

• The value of 29 HOLLY BANK has moved in line with the HPI for semi-detached houses in the Cumberland local authority area.
• The June 2020 sale price of £116,750 represented a fair market value for the property.
• The size, condition, and specification of 29 HOLLY BANK has not materially changed since June 2020.

How Large is 29 HOLLY BANK?

29 HOLLY BANK is 50m² according to the EPC inspection conducted in April 2019. This puts it in the smallest 10% of semi-detached houses houses in Whitehaven, based on EPC data. The below chart shows the distribution of semi-detached houses houses by size in Whitehaven, and where 29 HOLLY BANK lies on this distribution: 1% of semi-detached houses houses are smaller than 29 HOLLY BANK, and 99% of houses are larger. Note that EPC data is not available for all properties in Whitehaven.

29 HOLLY BANK: Plot and Title Map

29 HOLLY BANK sits on a plot of roughly 0.045 of an acre, or 182m². The below map shows the location of 29 HOLLY BANK, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 29 HOLLY BANK). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 29 HOLLY BANK?

29 HOLLY BANK is located in WHITEHAVEN, in the CA28 postcode district. The below map shows the position of No. 29 on HOLLY BANK.