14, HOLLY BANK, WHITEHAVEN, CA28 6SA - £106,500

The information on this page is based on a number of underlying datasets, most of which are updated monthly. We maintain an update schedule which explains which version of each dataset we are currently relying on.

14 HOLLY BANK is a very small extended semi-detached house of 52m², built sometime between 1991 and 1995, which could now be worth an estimated £154,485. It was last sold for £106,500 in October 2014, which was around 11% below the average October 2014 semi-detached price in the Cumberland local authority area. The most recent EPC inspection was August 2014, where the current energy rating was D, and the potential energy rating was B.

14 HOLLY BANK Sold Prices

Land registry data shows five sales for 14 HOLLY BANK since 1^st January 1995. The below table shows the price paid for the five sales, along with the average semi-detached price in the Cumberland local authority area for the corresponding sale date. Most of the five 14 HOLLY BANK sales were for below the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2014 8 OCT	£106,500	£119,915	11% below HPI
2002 26 APR	£51,000	£51,935	2% below HPI
2000 1 SEP	£39,000	£47,418	18% below HPI
2000 24 MAR	£41,000	£45,560	10% below HPI
1995 16 JUN	£42,500	£42,199	1% above HPI

14 HOLLY BANK Price Paid vs. HPI Average

The below graph shows the average semi-detached house price in the Cumberland local authority area over time, sourced from the HPI. The five 14 HOLLY BANK sales between June 1995 and October 2014 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the April 2002 sale was for 2% below the HPI. So the extrapolation line tracks at 2% below the HPI over time, until the October 2014 sale, where it falls to 11% below the HPI. The line then continues to track at 11% below the HPI.

What might 14 HOLLY BANK be worth now?

14 HOLLY BANK might now be worth an estimated £154,485.

This is based on house price inflation of 45.1%, between October 2014 and March 2025, for semi-detached houses, in the Cumberland local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 45.1% inflationary increase is applied to the most recent sale price for 14 HOLLY BANK of £106,500 on 8th October 2014. For the value to have increased from £106,500 to £154,485 over the eleven years and seven months to March 2025, the following assumptions must hold true:

• The value of 14 HOLLY BANK has moved in line with the HPI for semi-detached houses in the Cumberland local authority area.
• The October 2014 sale price of £106,500 represented a fair market value for the property.
• The size, condition, and specification of 14 HOLLY BANK has not materially changed since October 2014.

How Large is 14 HOLLY BANK?

14 HOLLY BANK is 52m², which includes one extension, according to the EPC inspection conducted in August 2014. This puts it in the smallest 10% of semi-detached houses houses in Whitehaven, based on EPC data. The below chart shows the distribution of semi-detached houses houses by size in Whitehaven, and where 14 HOLLY BANK lies on this distribution: 1% of semi-detached houses houses are smaller than 14 HOLLY BANK, and 99% of houses are larger. Note that EPC data is not available for all properties in Whitehaven.

14 HOLLY BANK: Plot and Title Map

14 HOLLY BANK sits on a plot of roughly 19.6 acres, or 79,369m². The below map shows the location of 14 HOLLY BANK, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 14 HOLLY BANK). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 14 HOLLY BANK?

14 HOLLY BANK is located in WHITEHAVEN, in the CA28 postcode district. The below map shows the position of No. 14 on HOLLY BANK.