16, CROSS LANE, WHITEHAVEN, CA28 6TW - £197,500

Based on the January 2025 Price Paid Data (released on 3rd March 2025), the December 2024 House Price Index (released on 19th February 2025), and the January 2025 Energy Performance of Buildings Data (released on 27th February 2025). Sources

16 CROSS LANE is a small detached house of 91m², built sometime between 1976 and 1982. It was last sold for £197,500 in November 2022, which was around 26% below the average November 2022 detached price in the Cumberland local authority area. The most recent EPC inspection was October 2014, where the current energy rating was E, and the potential energy rating was C.

16 CROSS LANE Sold Prices

Land registry data shows six sales for 16 CROSS LANE since 1^st January 1995. The below table shows the price paid for the six sales, along with the average detached price in the Cumberland local authority area for the corresponding sale date. Most of the six 16 CROSS LANE sales were for below the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2022 10 NOV	£197,500	£266,183	26% below HPI
2014 16 MAY	£170,000	£197,024	14% below HPI
2005 24 JUN	£185,000	£173,276	7% above HPI
2002 21 OCT	£105,000	£105,666	1% below HPI
1997 12 SEP	£65,000	£75,640	14% below HPI
1995 18 OCT	£63,500	£68,647	7% below HPI

16 CROSS LANE Price Paid vs. HPI Average

The below graph shows the average detached house price in the Cumberland local authority area over time, sourced from the HPI. The six 16 CROSS LANE sales between October 1995 and November 2022 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the May 2014 sale was for 14% below the HPI. So the extrapolation line tracks at 14% below the HPI over time, until the November 2022 sale, where it falls to 26% below the HPI. The line then continues to track at 26% below the HPI.

What might 16 CROSS LANE be worth now?

16 CROSS LANE might now be worth an estimated £207,834.

This is based on house price inflation of 5.2%, between November 2022 and December 2024, for detached houses, in the Cumberland local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 5.2% inflationary increase is applied to the most recent sale price for 16 CROSS LANE of £197,500 on 10th November 2022. For the value to have increased from £197,500 to £207,834 over the one year and eleven months to December 2024, the following assumptions must hold true:

• The value of 16 CROSS LANE has moved in line with the HPI for detached houses in the Cumberland local authority area.
• The November 2022 sale price of £197,500 represented a fair market value for the property.
• The size, condition, and specification of 16 CROSS LANE has not materially changed since November 2022.

How Large is 16 CROSS LANE?

16 CROSS LANE is 91m² according to the EPC inspection conducted in October 2014. This puts it in the smallest 30% of detached houses houses in Whitehaven, based on EPC data. The below chart shows the distribution of detached houses houses by size in Whitehaven, and where 16 CROSS LANE lies on this distribution: 22% of detached houses houses are smaller than 16 CROSS LANE, and 78% of houses are larger. Note that EPC data is not available for all properties in Whitehaven.

16 CROSS LANE: Plot and Title Map

16 CROSS LANE sits on a plot of roughly 110.4 acres, or 446,956m². The below map shows the location of 16 CROSS LANE, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 16 CROSS LANE). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 16 CROSS LANE?

16 CROSS LANE is located in WHITEHAVEN, in the CA28 postcode district. The below map shows the position of No. 16 on CROSS LANE.