12, FERN WAY, WHITEHAVEN, CA28 6NJ - £156,000

Based on the January 2025 Price Paid Data (released on 3rd March 2025), the December 2024 House Price Index (released on 19th February 2025), and the January 2025 Energy Performance of Buildings Data (released on 27th February 2025). Sources

12 FERN WAY is a very small extended semi-detached house of 72m², built sometime between 1996 and 2002. It was last sold for £156,000 in September 2024, which was around 7% below the average September 2024 semi-detached price in the Cumberland local authority area. The most recent EPC inspection was April 2024, where the current energy rating was C, and the potential energy rating was B.

12 FERN WAY Sold Prices

Land registry data shows eight sales for 12 FERN WAY since 1^st January 1995. The below table shows the price paid for the eight sales, along with the average semi-detached price in the Cumberland local authority area for the corresponding sale date. four of the eight 12 FERN WAY sales were for below the average price, and eight were for above the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2024 27 SEP	£156,000	£168,599	7% below HPI
2019 20 SEP	£114,000	£134,930	16% below HPI
2019 30 AUG	£130,000	£132,797	2% below HPI
2015 16 FEB	£131,000	£120,983	8% above HPI
2014 27 JUN	£124,995	£118,696	5% above HPI
2012 15 JUN	£131,500	£117,909	12% above HPI
2006 10 JUL	£109,000	£119,441	9% below HPI
2001 30 NOV	£53,750	£49,315	9% above HPI

12 FERN WAY Price Paid vs. HPI Average

The below graph shows the average semi-detached house price in the Cumberland local authority area over time, sourced from the HPI. The eight 12 FERN WAY sales between November 2001 and September 2024 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the September 2019 sale was for 16% below the HPI. So the extrapolation line tracks at 16% below the HPI over time, until the September 2024 sale, where it rises to 7% below the HPI. The line then continues to track at 7% below the HPI.

What might 12 FERN WAY be worth now?

12 FERN WAY might now be worth an estimated £160,595.

This is based on house price inflation of 2.9%, between September 2024 and December 2024, for semi-detached houses, in the Cumberland local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 2.9% inflationary increase is applied to the most recent sale price for 12 FERN WAY of £156,000 on 27th September 2024. For the value to have increased from £156,000 to £160,595 over the nine months to December 2024, the following assumptions must hold true:

• The value of 12 FERN WAY has moved in line with the HPI for semi-detached houses in the Cumberland local authority area.
• The September 2024 sale price of £156,000 represented a fair market value for the property.
• The size, condition, and specification of 12 FERN WAY has not materially changed since September 2024.

How Large is 12 FERN WAY?

12 FERN WAY is 72m², which includes one extension, according to the EPC inspection conducted in April 2024. This puts it in the smallest 10% of semi-detached houses houses in Whitehaven, based on EPC data. The below chart shows the distribution of semi-detached houses houses by size in Whitehaven, and where 12 FERN WAY lies on this distribution: 7% of semi-detached houses houses are smaller than 12 FERN WAY, and 93% of houses are larger. Note that EPC data is not available for all properties in Whitehaven.

12 FERN WAY: Plot and Title Map

12 FERN WAY sits on a plot of roughly 0.057 of an acre, or 229m². The below map shows the location of 12 FERN WAY, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 12 FERN WAY). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 12 FERN WAY?

12 FERN WAY is located in WHITEHAVEN, in the CA28 postcode district. The below map shows the position of No. 12 on FERN WAY.