45, CROSS WAY, HARPENDEN, AL5 4QU - £932,500

Based on the January 2025 Price Paid Data (released on 3rd March 2025), the December 2024 House Price Index (released on 19th February 2025), and the January 2025 Energy Performance of Buildings Data (released on 27th February 2025). Sources

45 CROSS WAY is a small extended detached house of 135m², built sometime between 1983 and 1990, which could now be worth an estimated £994,476. It was last sold for £932,500 in April 2024, which was around 20% below the average April 2024 detached price in the St Albans local authority area. The most recent EPC inspection was August 2023, where the current energy rating was C, and the potential energy rating was B.

45 CROSS WAY Sold Prices

Land registry data shows two sales for 45 CROSS WAY since 1^st January 1995. The below table shows the price paid for the two sales, along with the average detached price in the St Albans local authority area for the corresponding sale date. Both of the two 45 CROSS WAY sales were for below the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2024 4 APR	£932,500	£1,166,970	20% below HPI
2003 18 AUG	£317,000	£496,069	36% below HPI

45 CROSS WAY Price Paid vs. HPI Average

The below graph shows the average detached house price in the St Albans local authority area over time, sourced from the HPI. The two 45 CROSS WAY sales from August 2003 and April 2024 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the August 2003 sale was for 36% below the HPI. So the extrapolation line tracks at 36% below the HPI over time, until the April 2024 sale, where it rises to 20% below the HPI. The line then continues to track at 20% below the HPI.

What might 45 CROSS WAY be worth now?

45 CROSS WAY might now be worth an estimated £994,476.

This is based on house price inflation of 6.6%, between April 2024 and December 2024, for detached houses, in the St Albans local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 6.6% inflationary increase is applied to the most recent sale price for 45 CROSS WAY of £932,500 on 4th April 2024. For the value to have increased from £932,500 to £994,476 over the four months to December 2024, the following assumptions must hold true:

• The value of 45 CROSS WAY has moved in line with the HPI for detached houses in the St Albans local authority area.
• The April 2024 sale price of £932,500 represented a fair market value for the property.
• The size, condition, and specification of 45 CROSS WAY has not materially changed since April 2024.

How Large is 45 CROSS WAY?

45 CROSS WAY is 135m², which includes four extensions, according to the EPC inspection conducted in August 2023. This puts it in the smallest 40% of detached houses houses in Harpenden, based on EPC data. The below chart shows the distribution of detached houses houses by size in Harpenden, and where 45 CROSS WAY lies on this distribution: 30% of detached houses houses are smaller than 45 CROSS WAY, and 69% of houses are larger. Note that EPC data is not available for all properties in Harpenden.

45 CROSS WAY: Plot and Title Map

45 CROSS WAY sits on a plot of roughly 0.082 of an acre, or 333m². The below map shows the location of 45 CROSS WAY, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 45 CROSS WAY). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 45 CROSS WAY?

45 CROSS WAY is located in HARPENDEN, in the AL5 postcode district. The below map shows the position of No. 45 on CROSS WAY.