MORNING COTTAGE, WHITEWAY BANK, HORSLEY, STROUD, GL6 0PH - £505,000

Based on the January 2025 Price Paid Data (released on 3rd March 2025), the December 2024 House Price Index (released on 19th February 2025), and the January 2025 Energy Performance of Buildings Data (released on 27th February 2025). Sources

MORNING COTTAGE is a very small extended detached house of 90m², built sometime before 1900, which could now be worth an estimated £491,531. It was last sold for £505,000 in August 2024, which was around 7% below the average August 2024 detached price in the Stroud local authority area. The most recent EPC inspection was February 2024, where the current energy rating was D, and the potential energy rating was B.

MORNING COTTAGE Sold Prices

Land registry data shows three sales for MORNING COTTAGE since 1^st January 1995. The below table shows the price paid for the three sales, along with the average detached price in the Stroud local authority area for the corresponding sale date. All of the three MORNING COTTAGE sales were for below the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2024 14 AUG	£505,000	£542,048	7% below HPI
2021 21 DEC	£440,000	£482,185	9% below HPI
1998 5 OCT	£110,000	£128,274	14% below HPI

MORNING COTTAGE Price Paid vs. HPI Average

The below graph shows the average detached house price in the Stroud local authority area over time, sourced from the HPI. The three MORNING COTTAGE sales between October 1998 and August 2024 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the December 2021 sale was for 9% below the HPI. So the extrapolation line tracks at 9% below the HPI over time, until the August 2024 sale, where it rises to 7% below the HPI. The line then continues to track at 7% below the HPI.

What might MORNING COTTAGE be worth now?

MORNING COTTAGE might now be worth an estimated £491,531.

This is based on house price deflation of 2.7%, between August 2024 and December 2024, for detached houses, in the Stroud local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 2.7% deflationary decrease is applied to the most recent sale price for MORNING COTTAGE of £505,000 on 14th August 2024. For the value to have decreased from £505,000 to £491,531 over the eight months to December 2024, the following assumptions must hold true:

• The value of MORNING COTTAGE has moved in line with the HPI for detached houses in the Stroud local authority area.
• The August 2024 sale price of £505,000 represented a fair market value for the property.
• The size, condition, and specification of MORNING COTTAGE has not materially changed since August 2024.

How Large is MORNING COTTAGE?

MORNING COTTAGE is 90m², which includes one extension, according to the EPC inspection conducted in February 2024. This puts it in the smallest 10% of detached houses houses in Horsley, based on EPC data. The below chart shows the distribution of detached houses houses by size in Horsley, and where MORNING COTTAGE lies on this distribution: 10% of detached houses houses are smaller than MORNING COTTAGE, and 90% of houses are larger. Note that EPC data is not available for all properties in Horsley.

MORNING COTTAGE: Plot and Title Map

MORNING COTTAGE sits on a plot of roughly 0.066 of an acre, or 268m². The below map shows the location of MORNING COTTAGE, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of MORNING COTTAGE). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is MORNING COTTAGE?

MORNING COTTAGE is located on WHITEWAY BANK in HORSLEY, in the GL6 postcode district. The below map shows the position of MORNING COTTAGE on WHITEWAY BANK.