45, BANK STREET, CHESTERFIELD, S40 1BW - £165,295

The information on this page is based on a number of underlying datasets, most of which are updated monthly. We maintain an update schedule which explains which version of each dataset we are currently relying on.

45 BANK STREET is a small extended detached house of 86m², built sometime between 1900 and 1929, which could now be worth an estimated £176,850. It was last sold for £165,295 in May 2022, which was around 45% below the average May 2022 detached price in the Chesterfield local authority area. The most recent EPC inspection was April 2018, where the current energy rating was E, and the potential energy rating was C.

45 BANK STREET Sold Prices

Land registry data shows two sales for 45 BANK STREET since 1^st January 1995. The below table shows the price paid for the two sales, along with the average detached price in the Chesterfield local authority area for the corresponding sale date. Both of the two 45 BANK STREET sales were for below the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2022 20 MAY	£165,295	£301,321	45% below HPI
2005 15 NOV	£112,000	£200,940	44% below HPI

45 BANK STREET Price Paid vs. HPI Average

The below graph shows the average detached house price in the Chesterfield local authority area over time, sourced from the HPI. The two 45 BANK STREET sales from November 2005 and May 2022 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the November 2005 sale was for 44% below the HPI. So the extrapolation line tracks at 44% below the HPI over time, until the May 2022 sale, where it falls to 45% below the HPI. The line then continues to track at 45% below the HPI.

What might 45 BANK STREET be worth now?

45 BANK STREET might now be worth an estimated £176,850.

This is based on house price inflation of 7%, between May 2022 and March 2025, for detached houses, in the Chesterfield local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 7% inflationary increase is applied to the most recent sale price for 45 BANK STREET of £165,295 on 20th May 2022. For the value to have increased from £165,295 to £176,850 over the three years and two months to March 2025, the following assumptions must hold true:

• The value of 45 BANK STREET has moved in line with the HPI for detached houses in the Chesterfield local authority area.
• The May 2022 sale price of £165,295 represented a fair market value for the property.
• The size, condition, and specification of 45 BANK STREET has not materially changed since May 2022.

How Large is 45 BANK STREET?

45 BANK STREET is 86m², which includes one extension, according to the EPC inspection conducted in April 2018. This puts it in the smallest 30% of detached houses houses in Chesterfield, based on EPC data. The below chart shows the distribution of detached houses houses by size in Chesterfield, and where 45 BANK STREET lies on this distribution: 25% of detached houses houses are smaller than 45 BANK STREET, and 74% of houses are larger. Note that EPC data is not available for all properties in Chesterfield.

45 BANK STREET: Plot and Title Map

45 BANK STREET sits on a plot of roughly 0.025 of an acre, or 103m². The below map shows the location of 45 BANK STREET, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 45 BANK STREET). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 45 BANK STREET?

45 BANK STREET is located in CHESTERFIELD, in the S40 postcode district. The below map shows the position of No. 45 on BANK STREET.