3, FERN BANK, RAINFORD, ST HELENS, WA11 8DZ - £285,000

The information on this page is based on a number of underlying datasets, most of which are updated monthly. We maintain an update schedule which explains which version of each dataset we are currently relying on.

3 FERN BANK is a small detached house of 109m², built sometime between 1967 and 1975, which could now be worth an estimated £485,599. It was last sold for £285,000 in September 2015, which was around 67% above the average September 2015 detached price in the St Helens local authority area. The most recent EPC inspection was October 2012, where the current energy rating was F, and the potential energy rating was B.

3 FERN BANK Sold Prices

Land registry data shows three sales for 3 FERN BANK since 1^st January 1995. The below table shows the price paid for the three sales, along with the average detached price in the St Helens local authority area for the corresponding sale date. All of the three 3 FERN BANK sales were for above the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2015 11 SEP	£285,000	£170,231	67% above HPI
2004 26 AUG	£278,500	£152,859	82% above HPI
1999 9 APR	£160,000	£68,771	133% above HPI

3 FERN BANK Price Paid vs. HPI Average

The below graph shows the average detached house price in the St Helens local authority area over time, sourced from the HPI. The three 3 FERN BANK sales between April 1999 and September 2015 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the August 2004 sale was for 82% above the HPI. So the extrapolation line tracks at 82% above the HPI over time, until the September 2015 sale, where it falls to 67% above the HPI. The line then continues to track at 67% above the HPI.

What might 3 FERN BANK be worth now?

3 FERN BANK might now be worth an estimated £485,599.

This is based on house price inflation of 70.4%, between September 2015 and February 2025, for detached houses, in the St Helens local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 70.4% inflationary increase is applied to the most recent sale price for 3 FERN BANK of £285,000 on 11th September 2015. For the value to have increased from £285,000 to £485,599 over the ten years and seven months to February 2025, the following assumptions must hold true:

• The value of 3 FERN BANK has moved in line with the HPI for detached houses in the St Helens local authority area.
• The September 2015 sale price of £285,000 represented a fair market value for the property.
• The size, condition, and specification of 3 FERN BANK has not materially changed since September 2015.

How Large is 3 FERN BANK?

3 FERN BANK is 109m² according to the EPC inspection conducted in October 2012. This puts it in the smallest 40% of detached houses houses in Rainford, based on EPC data. The below chart shows the distribution of detached houses houses by size in Rainford, and where 3 FERN BANK lies on this distribution: 34% of detached houses houses are smaller than 3 FERN BANK, and 64% of houses are larger. Note that EPC data is not available for all properties in Rainford.

3 FERN BANK: Plot and Title Map

3 FERN BANK sits on a plot of roughly 0.108 of an acre, or 439m². The below map shows the location of 3 FERN BANK, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 3 FERN BANK). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 3 FERN BANK?

3 FERN BANK is located in RAINFORD, in the WA11 postcode district. The below map shows the position of No. 3 on FERN BANK.