20, LOWTHER GARDENS, WHITEHAVEN, CA28 9LE - £169,950

Based on the January 2025 Price Paid Data (released on 3rd March 2025), the December 2024 House Price Index (released on 19th February 2025), and the January 2025 Energy Performance of Buildings Data (released on 27th February 2025). Sources

20 LOWTHER GARDENS is a very small detached house of 66m², which could now be worth an estimated £217,586. It was last sold for £169,950 in November 2017, which was around 22% below the average November 2017 detached price in the Cumberland local authority area. The most recent EPC inspection was September 2012, where the current energy rating was B, and the potential energy rating was B.

20 LOWTHER GARDENS Sold Prices

Land registry data shows three sales for 20 LOWTHER GARDENS since 1^st January 1995. The below table shows the price paid for the three sales, along with the average detached price in the Cumberland local authority area for the corresponding sale date. All of the three 20 LOWTHER GARDENS sales were for below the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2017 20 NOV	£169,950	£218,786	22% below HPI
2014 4 AUG	£159,950	£198,160	19% below HPI
2012 5 OCT	£141,950	£192,394	26% below HPI

20 LOWTHER GARDENS Price Paid vs. HPI Average

The below graph shows the average detached house price in the Cumberland local authority area over time, sourced from the HPI. The three 20 LOWTHER GARDENS sales between October 2012 and November 2017 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the August 2014 sale was for 19% below the HPI. So the extrapolation line tracks at 19% below the HPI over time, until the November 2017 sale, where it falls to 22% below the HPI. The line then continues to track at 22% below the HPI.

What might 20 LOWTHER GARDENS be worth now?

20 LOWTHER GARDENS might now be worth an estimated £217,586.

This is based on house price inflation of 28%, between November 2017 and December 2024, for detached houses, in the Cumberland local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 28% inflationary increase is applied to the most recent sale price for 20 LOWTHER GARDENS of £169,950 on 20th November 2017. For the value to have increased from £169,950 to £217,586 over the six years and eleven months to December 2024, the following assumptions must hold true:

• The value of 20 LOWTHER GARDENS has moved in line with the HPI for detached houses in the Cumberland local authority area.
• The November 2017 sale price of £169,950 represented a fair market value for the property.
• The size, condition, and specification of 20 LOWTHER GARDENS has not materially changed since November 2017.

How Large is 20 LOWTHER GARDENS?

20 LOWTHER GARDENS is 66m² according to the EPC inspection conducted in September 2012. This puts it in the smallest 10% of detached houses houses in Whitehaven, based on EPC data. The below chart shows the distribution of detached houses houses by size in Whitehaven, and where 20 LOWTHER GARDENS lies on this distribution: 4% of detached houses houses are smaller than 20 LOWTHER GARDENS, and 96% of houses are larger. Note that EPC data is not available for all properties in Whitehaven.

20 LOWTHER GARDENS: Plot and Title Map

20 LOWTHER GARDENS sits on a plot of roughly 0.076 of an acre, or 306m². The below map shows the location of 20 LOWTHER GARDENS, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 20 LOWTHER GARDENS). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 20 LOWTHER GARDENS?

20 LOWTHER GARDENS is located in WHITEHAVEN, in the CA28 postcode district. The below map shows the position of No. 20 on LOWTHER GARDENS.