13, BANKS ROAD, HESWALL, WIRRAL, CH60 9JS - £205,000

The information on this page is based on a number of underlying datasets, most of which are updated monthly. We maintain an update schedule which explains which version of each dataset we are currently relying on.

13 BANKS ROAD is a very small extended detached house of 75m², built sometime between 1930 and 1949, which could now be worth an estimated £336,053. It was last sold for £205,000 in October 2004, which was around 10% below the average October 2004 detached price in the Wirral local authority area. The most recent EPC inspection was November 2021, where the current energy rating was D, and the potential energy rating was B.

13 BANKS ROAD Sold Prices

Land registry data shows two sales for 13 BANKS ROAD since 1^st January 1995. The below table shows the price paid for the two sales, along with the average detached price in the Wirral local authority area for the corresponding sale date. Both of the two 13 BANKS ROAD sales were for below the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2004 26 OCT	£205,000	£226,966	10% below HPI
2003 28 JUL	£150,000	£162,331	8% below HPI

13 BANKS ROAD Price Paid vs. HPI Average

The below graph shows the average detached house price in the Wirral local authority area over time, sourced from the HPI. The two 13 BANKS ROAD sales from July 2003 and October 2004 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the July 2003 sale was for 8% below the HPI. So the extrapolation line tracks at 8% below the HPI over time, until the October 2004 sale, where it falls to 10% below the HPI. The line then continues to track at 10% below the HPI.

What might 13 BANKS ROAD be worth now?

13 BANKS ROAD might now be worth an estimated £336,053.

This is based on house price inflation of 63.9%, between October 2004 and February 2025, for detached houses, in the Wirral local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 63.9% inflationary increase is applied to the most recent sale price for 13 BANKS ROAD of £205,000 on 26th October 2004. For the value to have increased from £205,000 to £336,053 over the 21 years and eight months to February 2025, the following assumptions must hold true:

• The value of 13 BANKS ROAD has moved in line with the HPI for detached houses in the Wirral local authority area.
• The October 2004 sale price of £205,000 represented a fair market value for the property.
• The size, condition, and specification of 13 BANKS ROAD has not materially changed since October 2004.

How Large is 13 BANKS ROAD?

13 BANKS ROAD is 75m², which includes one extension, according to the EPC inspection conducted in November 2021. This puts it in the smallest 10% of detached houses houses in Heswall, based on EPC data. The below chart shows the distribution of detached houses houses by size in Heswall, and where 13 BANKS ROAD lies on this distribution: 6% of detached houses houses are smaller than 13 BANKS ROAD, and 94% of houses are larger. Note that EPC data is not available for all properties in Heswall.

13 BANKS ROAD: Plot and Title Map

13 BANKS ROAD sits on a plot of roughly 0.030 of an acre, or 120m². The below map shows the location of 13 BANKS ROAD, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of 13 BANKS ROAD). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is 13 BANKS ROAD?

13 BANKS ROAD is located in HESWALL, in the CH60 postcode district. The below map shows the position of No. 13 on BANKS ROAD.