HOLME COTTAGE, KIRKBAMPTON, CARLISLE, CA5 6JB - £340,000

Based on the January 2025 Price Paid Data (released on 3rd March 2025), the December 2024 House Price Index (released on 19th February 2025), and the January 2025 Energy Performance of Buildings Data (released on 27th February 2025). Sources

HOLME COTTAGE is a large detached house of 186m², built sometime between 1983 and 1990, which could now be worth an estimated £366,989. It was last sold for £340,000 in July 2022, which was around 31% above the average July 2022 detached price in the Cumberland local authority area. The most recent EPC inspection was May 2022, where the current energy rating was E, and the potential energy rating was D.

HOLME COTTAGE Sold Prices

Land registry data shows two sales for HOLME COTTAGE since 1^st January 1995. The below table shows the price paid for the two sales, along with the average detached price in the Cumberland local authority area for the corresponding sale date. Both of the two HOLME COTTAGE sales were for above the average price. The average price is sourced from the Office for National Statistics' House Price Index (HPI).

Date	Price	HPI Price	Variation from HPI
2022 15 JUL	£340,000	£259,511	31% above HPI
2010 13 MAY	£325,000	£196,451	65% above HPI

HOLME COTTAGE Price Paid vs. HPI Average

The below graph shows the average detached house price in the Cumberland local authority area over time, sourced from the HPI. The two HOLME COTTAGE sales from May 2010 and July 2022 have been plotted on the graph. A line has been extrapolated to show what the value of the property might have been over time, following each sale, had it maintained the same margin above or below the HPI (as a percentage). For example, the May 2010 sale was for 65% above the HPI. So the extrapolation line tracks at 65% above the HPI over time, until the July 2022 sale, where it falls to 31% above the HPI. The line then continues to track at 31% above the HPI.

What might HOLME COTTAGE be worth now?

HOLME COTTAGE might now be worth an estimated £366,989.

This is based on house price inflation of 7.9%, between July 2022 and December 2024, for detached houses, in the Cumberland local authority area, as calculated by the Office for National Statistics and published in their UK House Price Index (HPI).

The 7.9% inflationary increase is applied to the most recent sale price for HOLME COTTAGE of £340,000 on 15th July 2022. For the value to have increased from £340,000 to £366,989 over the one year and seven months to December 2024, the following assumptions must hold true:

• The value of HOLME COTTAGE has moved in line with the HPI for detached houses in the Cumberland local authority area.
• The July 2022 sale price of £340,000 represented a fair market value for the property.
• The size, condition, and specification of HOLME COTTAGE has not materially changed since July 2022.

How Large is HOLME COTTAGE?

HOLME COTTAGE is 186m² according to the EPC inspection conducted in May 2022. This puts it in the largest 30% of detached houses houses in Kirkbampton, based on EPC data. The below chart shows the distribution of detached houses houses by size in Kirkbampton, and where HOLME COTTAGE lies on this distribution: 76% of detached houses houses are smaller than HOLME COTTAGE, and 21% of houses are larger. Note that EPC data is not available for all properties in Kirkbampton.

HOLME COTTAGE: Plot and Title Map

HOLME COTTAGE sits on a plot of roughly 0.252 of an acre, or 1,018m². The below map shows the location of HOLME COTTAGE, an approximate outline of the building(s), and the indicative extent of the property. The plot extent is a Land Registry INSPIRE Index Polygon, and it is important to note that a title may include more than one polygon, whereas only one polygon is shown on the map (the polygon which intersects with the position of HOLME COTTAGE). The full extent of the land contained in any registered title can only be identified from the individual title plan. The maps on this page should not be relied upon to establish the extent of a title.

Where is HOLME COTTAGE?

HOLME COTTAGE is located in KIRKBAMPTON, in the CA5 postcode district. The below map shows the position of HOLME COTTAGE in KIRKBAMPTON.